Lucky Money
1) What does money mean for you? How do you feel about money? Is it easy to get or not?

2) How do you feel when you have lots of money? Is it a burden or freedom? Do you know how to spend a large sum of money?

3) Can a person be poor but still be happy?

4) What is the correlation between gaining money and your destiny?

"No matter how much time you've wasted in the past, you still have all of tomorrow. Success depends upon using it wisely by planning and setting priorities. The fact is, time is worth more than money, and by killing time we are killing our own chances for success." Denis Waitley

"There's only one class of people that thinks more about money than the rich, and that is the poor. In fact, the poor can think of nothing else." Oscar Wilde

No joy matches the joy of giving. I've told wealthy businesspeople, 'You thought it was fun making it – well, you don't know what fun is until you start giving it away.'
Paul J. Meyer

7 daily habits of rich people that you should copy

It's easy to imagine that wealthy people share common traits like living below their means and investing wisely. But as Certified Financial Planner and author Tom Corley—who spent five years studying the differences between 233 rich people and 128 poor people—learned, the habits of successful people extend well beyond the obvious financial moves.

I read Corley's book, "Rich Habits: The Daily Success Habits of Wealthy Individuals," back in 2013 and recently interviewed him about it on my podcast. "Many people say there isn't a secret to becoming rich, but I would disagree," he told me. "I truly believe the reason why someone is either rich or poor can be traced back to daily habits."

I've been practicing Corley's "rich habits" for four years now, and I've noticed results that support his claim. These have been some of the most effective.

Habit #1: Exercise In his research, Corley found that rich people exercised an average of 30 minutes, four days a week. So whether it's a high-intensity CrossFit workout or a walk with my wife, I dedicate an hour a day to fitness. While I used to squeeze in workouts whenever I could spare the time, I now make it happen no matter what.

The results: Beyond the obvious health benefits, focusing on fitness has markedly improved my mental clarity. I hit the gym after working a couple of hours in the morning. When I return, I've noticed I'm more proactive and able to focus better for the rest of the afternoon.

Habit #2: Build relationships Relationships are the currency of the wealthy, Corley says. I keep a running list of positive influencers in my life and regularly connect with them. I call to say hello and listen to what's going on in their lives.

The results: I can trace every bit of my business success to a relationship I've maintained over the years. I hired my first assistant on a recommendation from someone I met at a conference. And almost all my podcast guests were booked because of relationships with former guests.

Habit #3: Visualize your goals Daymond John from "Shark Tank" has shared that he looks at his list of seven goals—each with an expiration date and action plan—when he wakes up and before bed. I wanted to attack my goals with the same intensity.

Using Evernote, I created a list of goals for the day, month and year. I also have an office "scoreboard" tracking my progress on targets like doubling my income within one year, increasing traffic to my site and growing my social media reach by 10x.

The results: Honestly, I don't hit every goal. But keeping them top of mind, and always in sight, has yielded big results. Over the past year, I've stretched myself and my business—and hit my goal of doubling my income.

Habit #4: Read. A lot According to author and speaker Grant Cardone, the most successful CEOs read an average of 60 books a year, whereas the average American worker reads just one—and earns 319 times less. After setting my own goal of consuming two books a month, I followed Corley's other tips to make time: I stopped watching TV and listen to audiobooks in the car.

The results: Since starting my two-a-month rule—focusing on self-development, leadership and health titles—I've noticed a drastic increase in my ability and willingness to make positive changes in my personal life and career. I've even tested a few marketing strategies I read about, which has contributed to my income and business growth.

Habit #5: Practice affirmations Self-concept is a huge influence on your quality of life. The more you like yourself, the higher your self-esteem and well-being. Once I learned this, I made up daily affirmations related to the most important areas of my life, from faith and family to business.

Corley says the key to successful affirmations is choosing a mantra that's tied to a dream and a realistic goal. For example, if you want to bank six figures, you wouldn't say: "I make $100,000 a year" because that creates an inner conflict between your subconscious and conscious minds, and the programming won't stick. Instead, try something specific, achievable and true: "I'm working 10 extra hours a week to make $100,000 by next year."

The results: As an entrepreneur, it's easy to doubt yourself. But as I began reprogramming my mind with affirmations, my self-concept shifted. I've built tremendous confidence that I'm capable of making smart decisions and taking the necessary steps to keep growing.

Habit #6: Volunteer In his study, Corley found that 72% of the wealthy volunteer for at least five hours a week, compared with just 12% of the poor. Of course, there are many reasons to volunteer, but he says the rich use the opportunity to expand their network of like-minded people.

The results: I've started volunteering for two hours on the weekends in my church's coffee shop, and I'm on the board of directors for a statewide charity organization. Both opportunities have allowed me to give back and to create relationships with high-level thinkers I wouldn't have connected with otherwise.

Habit #7: Confide in a mentor who's been in your shoes Even the most successful people on earth value mentors who have walked in their shoes and made it to the other side. Mark Zuckerberg credits Steve Jobs as his mentor, and Bill Gates has talked about how Warren Buffett mentored him through challenges at Microsoft.

As a new entrepreneur, I sought mentorship from someone I respected with a proven record of high-level success. We go to lunch a few times a month and pore over areas of my business I can improve.

The results: After a few months together, we'd created a new, actionable plan to grow my business that went beyond what I could have done alone. Before, I'd been so in the weeds—answering emails, creating content, scheduling appointments—that it was difficult to see the big picture and keep progressing.

My mentor has helped me identify areas to outsource, which frees up time for me to spend on the most important tasks. Since this epiphany, my business has grown every month even though the time required from me remains the same.


Prosperity Consciousness

Anyone desiring financial independence must first develop a "prosperity consciousness"

Notice I said, "Develop" because prosperity consciousness does not happen by chance. No one is born with it, nor can it be given to you. It is a state of mind tuned and vibrating to expect, acknowledge, and see prosperity and opportunities everywhere.

The opposite of prosperity consciousness is "scarcity" consciousness", and it's all most people know. Scarcity consciousness expects and acknowledges lack and limitation and sees it everywhere, like signposts on a road, which seems to lead only to want, poverty, and hard times.

No one will ever achieve financial success with a scarcity consciousness.

You cannot simultaneously travel both the path to riches and the path to poverty, for they go in opposite directions. Both roads are clearly marked; there is not great mystery.

There are five steps to follow in building a prosperity consciousness

Prosperity Belief #1 It is an abundant universe.

Prosperity consciousness believes it is an abundant universe, that there is lots of everything for everyone if we open ourselves up to it.

In the marketplace opportunities exist everywhere if, you focus your mind to see them. 700,000 new businesses open each year they need all kinds of products and services. Thousands of young people get married have kids and buy homes each year all needing goods and services. Thousands of people are frustrated by the limitations their jobs have and want to make changes and they will but will it be with you?

The only scarcity that exist is in your own consciousness.

Scarcity consciousness says. "There's not enough to go around," "If I have a lot then someone else goes without," or, "If I get a promotion someone else misses out." Scarcity consciousness s believes that "everyone is competing against everyone else for the same things" and that "there are no opportunities," or that "there's very little money" and "everything is so expensive." Watch closely to see if you have any of these beliefs, for it is a sure sign that scarcity consciousness has crept into your mind.

Prosperity Belief #2 Life is fun and rewarding.

Scarcity consciousness believes that life is hard and filled with problems and difficulties. Scarcity consciousness believes you have to work hard for everything you get.

I have met many people who believe "you have to work hard for everything you get" and they always work hard for everything. How could it be otherwise with that belief? Remember the conscious mind will always give you ample evidence to support whatever belief you choose. Many people believe that life is harsh and difficult and, for them, it always is.

Scarcity consciousness looks for and expects problems, difficulties, disappointments and frustrations, and always finds them.

Prosperity consciousness looks at life as an adventure. It expects rewards. It looks for the fun, joy in life, and always finds them. When problems and difficulties come they are seen as challenges, and the opportunities that each contains are sought after and used. Prosperity consciousness appreciates life and knows that with every new challenge come a greater reward, new adventures, and more fun. Life is full, rich and rewarding, and new experiences and mire success lie just around every corner.

Prosperity Belief #3. There are staggering numbers of opportunities in every aspect of my life.

Scarcity consciousness believes there are no opportunities and the best you can expect is what is happening right now. It tricks you into believing that it does not matter what you do, that all the good ideas have been taken or that the time is not right to start new ones. With scarcity consciousness, the situation is always hopeless and there is never any point in trying.

Prosperity consciousness believes there are staggering numbers of opportunities in every aspect of your life, staggering numbers! Not one, two, five, or ten, but staggering numbers of opportunities. "Where are they?" you ask. Why everywhere! Open up your eyes, open up your mind with prosperity consciousness and you will quickly begin to see them.

Let me share with you a story, which illustrates this. Several years ago on Easter Sunday, I got up early and hid ten small presents for the special woman in my life. The minute she awoke, I told her I had hidden some presents for her. She bounded from the bed; she began searching excitedly, and after half an hour had found three presents. She sat down quite happily thinking that was all there were. "There's more than that." I said which had her up in a flash searching for more. She managed to find two more and then, thinking there could not possibly be any more, she stopped looking. After lunch I casually mentioned, "Oh, by the way, I hid ten presents." "Ten?" She exclaimed in amazement and again began searching, going over the same area but this time really looking hard. She eventually found all ten, but had I not told her there were ten presents she would have stopped at three, fully believing she'd found them all.

Likewise, if you believe there are only a limited number of opportunities, then chances are that you will find only a few, if any. Why make any further effort searching for opportunities that do not exist? However, if you believe there are staggering numbers of opportunities in every aspect of your life, you will then actively search them out. Think about it!

Staggering opportunities for abundant health.

Staggering opportunities to make new relationships.

Staggering opportunities to advance yourself.

Staggering opportunities to advance yourself.

Staggering opportunities to become closer to your family.

Staggering opportunities to live a fun-filled life.

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